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  2 vehicles available for pre-auction purchase right now — vehicles move to auction once the commitment window closes. Act fast.
  Direct From Financial Institutions

Buy the Vehicle at the
Bank's Price. Not Retail.

Financial institutions — banks, credit providers, and asset financiers — repossess vehicles when owners default on payments. These vehicles must be sold to recover the outstanding debt. Auction Hub Group gives you exclusive access to these vehicles before they ever reach the auction floor — at the outstanding loan balance, not market value.

This is your opportunity to own a fully DEKRA-inspected vehicle at 30–60% below retail price. No bidding wars. No commissions. No surprises.

2
Vehicles Available Now
30–60%
Below Retail Value
0%
Buyer's Commission
24h
Commitment Window
Browse Vehicles Email Us How It Works

What Exactly Is a Pre-Auction Vehicle?

When a vehicle owner fails to keep up with their loan repayments, the financial institution that funded the vehicle — a bank, a credit provider, or an asset finance company — is legally entitled to repossess it.

The institution's primary goal is simple: recover the outstanding debt as quickly as possible. That outstanding balance is almost always significantly lower than what the vehicle is worth on the open market.

Auction Hub Group acts as the authorised agent for these financial institutions. Before we put any vehicle up for public auction, we offer it to qualified buyers at the outstanding loan balance — giving you a rare, time-limited opportunity to secure a quality vehicle at a price no dealership can match.

Fully Legal & Transparent
Bank-Authorised Sale
DEKRA Inspected
Clean Title Transfer

Real-World Price Example

Retail / Dealership Price
R380,000
What you'd normally pay
Your Pre-Auction Price
R244,000
Bank's outstanding balance only
You Save
R136,000 (36%)
Compared to retail market value

* Illustrative example. Savings vary by vehicle, make, model, and outstanding balance.

Vehicles from institutions including
FNB
ABSA
Standard Bank
Nedbank
WesBank
MFC
+ More

8 Reasons Smart Buyers Choose Pre-Auction

Why thousands of South Africans skip the dealership and go directly to the source.

Pay Only the Bank's Outstanding Balance

You bypass retail markup, dealership profit margins, and auction premiums entirely. You pay exactly what the bank needs to recover — often 30–60% below what the same vehicle sells for on AutoTrader or at a dealership.

DEKRA-Inspected & Certified

Every pre-auction vehicle undergoes a full DEKRA professional vehicle inspection before it is offered to you. You receive the full inspection report. No hidden defects. No surprises at registration.

Free Delivery — Anywhere in South Africa

Can't travel to our premises? We'll deliver the vehicle to your door at no additional cost. SADC regional delivery is also available for cross-border buyers.

Exclusive 24-Hour Commitment Window

Your window to secure the vehicle lasts 24 hours from the time your invoice is issued. After that, the vehicle moves to public auction where the price — and the competition — increase significantly.

Cancel, Change Vehicles, or Get a Full Refund

You have a full 1 hour 30 minutes to test drive and inspect the vehicle. Bring your own mechanic. After your inspection you can complete the purchase, switch to your nominated alternative vehicle, or cancel the deal entirely for a full refund — no questions, no hassle.

Zero Buyer's Commission. Zero Hidden Fees.

Unlike auction purchases where buyers pay a commission of 5–10% on top of the hammer price, pre-auction deals carry absolutely no buyer's commission. What you agree to is what you pay — nothing more.

High-Demand Vehicles with Resale Potential

Our pre-auction inventory prioritises high-demand makes and models — vehicles the market wants. Many buyers choose these vehicles specifically for their strong auction resale value, knowing the purchase price creates immediate equity.

Vehicle Registered Presold Under Your Name — With Full Flexibility

Once your commitment fee is paid, the vehicle is immediately placed Presold under your name with the financial institution. You receive a unique Buyer Code by email. After the 1.5-hour test drive you can proceed, switch to your alternative vehicle, or cancel for a full refund — the choice is entirely yours.

From Enquiry to Driving Away in 5 Steps

Clear, transparent, and legally protected from start to finish.

1

Submit Your Details

Provide your full name, ID or passport number, contact details, and physical address. Our team issues a personalised proforma invoice within the hour. You may also nominate an alternative vehicle at this stage.

2

Review & Sign Your Invoice

You receive a legally binding pre-auction invoice outlining the total price, commitment fee, outstanding balance, your chosen vehicle, and your nominated alternative. Valid for 24 hours.

3

Pay the Commitment Fee — Vehicle Goes Presold Under Your Name

Pay the commitment fee (typically 30–50% of the asking price). The vehicle is immediately marked Presold and registered under your name with the financial institution. No other buyer can access it. Upload your proof of payment straight away.

4

Receive Your Unique Buyer Code

Once payment is verified with the financial institution, you receive your unique Buyer Code by email. This code is your exclusive access pass to the vehicle — no Buyer Code, no entry. No walk-ins and no prior appointment without it.

5

Test Drive & Inspect — Then Decide

Arrive at our premises with your Buyer Code. You have a full 1 hour 30 minutes to test drive and inspect the vehicle — bring your own mechanic. You can proceed with the purchase, cancel the deal for a full refund, or switch to your nominated alternative vehicle.

Entry Requirements — Please Read Carefully

No Buyer's Code = No Entry  •  No Prior Appointment = No Entry  •  No Walk-Ins Permitted
Your Buyer Code is issued by email once your commitment fee has been received and verified with the financial institution. At that point the vehicle is already marked Presold under your name. The Buyer Code is unique to you and valid for this transaction only — it is your access pass for the 1 hour 30 minute test drive window. Please do not share or misplace it.

Get Your Buyers Code
Register as a buyer to receive your unique Buyers Code — your digital access pass for test drives and vehicle collection.
Register Login

What Is the Commitment Fee — and Why Does It Exist?

The commitment fee is a reservation deposit — typically 30–50% of the total vehicle price — that you pay to formally commit to the pre-auction purchase.

Once your commitment fee is received, the vehicle is immediately marked as Presold and registered under your name with the financial institution. No other buyer can bid on or access the vehicle from that moment. Your unique Buyer Code is then issued by email — this is your exclusive access pass to come and view, test drive, and inspect the vehicle.

You also have the option to nominate an alternative vehicle when paying your commitment fee. If after your test drive you decide the primary vehicle isn't right for you, you can switch to your alternative — or simply cancel and receive a full refund.

The 24-hour commitment window is set by the financial institution. Once expired, the vehicle is released back to the auction process.

Vehicle goes Presold under your name immediately

The moment your commitment fee is confirmed, the vehicle is registered to you with the financial institution. No other buyer can access or bid on it.

Buyer Code issued — your exclusive access pass

Once payment is verified, you receive a unique Buyer Code by email. Present it on arrival for your 1 hour 30 minute test drive and inspection window.

Cancel, change vehicles, or proceed — your choice

After your test drive you can complete the purchase, switch to your nominated alternative vehicle, or cancel for a full refund. Only R102 in admin & bank charges is retained.

Counts toward your final purchase price

It is not an extra charge — it forms part of your total payment. The outstanding balance is simply total price minus commitment fee.

Live Example Breakdown

Vehicle 2022 Land Rover Range Rover Velar D200
Total Asking Price R244,000
Estimated Retail Value ~R380,000
Commitment Fee (35%) R85,400
Outstanding Balance R158,600
Your Saving vs. Retail ~R136,000
Commitment Fee Range
30% to 50%
Set by Auction Hub Group based on the financial institution's requirements for the specific vehicle. Displayed clearly on your invoice before you commit.
Alternative Vehicle Option
When paying your commitment fee you can nominate an alternative vehicle. If after your 1h30m test drive you change your mind, switch to your alternative — or cancel for a full refund. No pressure.

OUR PREMISES Available for PRE-AUCTION TEST DRIVES & VEHICLE COLLECTION ONLY (by appointment · registered buyers only)

Pre-Auction Service Area — Auction Hub Group
Vehicle Collection Area — Auction Hub Group
Self-Service Collection Bay
Pick up your vehicle at your convenience after payment is confirmed. Our team ensures a smooth, efficient handover every time.
Pre-Auction Reserved Vehicle Bay
  Reserved Vehicles

The Reserved Bay — Yours Before the Hammer Falls

Walk into the Reserved Bay and you'll understand why smart buyers choose pre-auction over auction day. These vehicles — many of them premium, luxury, and late-model bank liquidations — are ring-fenced entirely from the open floor.

Once your commitment fee is confirmed, your chosen vehicle moves into the Reserved Bay registered under your name. No competing bids. No floor drama. No last-minute upset. Just you, the vehicle, and a private 90-minute window to confirm you're making the right call.

Ring-Fenced From Auction
Your vehicle cannot be bid on or purchased by anyone else the moment it is reserved.
Premium & Luxury Stock Included
Bank liquidations regularly include high-end vehicles that never reach the open auction floor.
Full Refund If You Walk Away
Not satisfied after the test drive? Cancel before your 90-minute window closes — full refund, zero questions.
  Browse Available Vehicles

Pre-Auction Vehicles (2 available)

View All Auctions
2021 Jeep Wrangler Unlimited Rubicon 3.6 V6 Auto Pre-Auction Deal DEKRA Platinum Sticker

2021 Jeep Wrangler Unlimited Rubicon 3.6 V6 Auto

115,000 km Automatic Petrol SUV
DEKRA Inspected Free Delivery Presold Under Your Name Cancel or Change Vehicle 0% Commission
Bank's Outstanding Balance
R165,000.00
UPCOMING
2012 Lexus GS 250 EX Auto Pre-Auction Deal DEKRA Platinum Sticker

2012 Lexus GS 250 EX Auto

157,885 km Automatic Petrol Sedan
DEKRA Inspected Free Delivery Presold Under Your Name Cancel or Change Vehicle 0% Commission
Bank's Outstanding Balance
R47,000.00
UPCOMING

Every Vehicle Passes a DEKRA Professional Inspection

DEKRA is one of South Africa's most respected independent vehicle inspection bodies. Their certified technicians conduct a comprehensive mechanical, structural, and electrical assessment of every vehicle in our pre-auction inventory.

You receive the full inspection report before you commit. No surprises. No hidden defects. What you see is what you get — and what the roadworthy certificate will confirm.

Bring Your Own Mechanic
During the 1.5-hour test drive window, you are welcome and encouraged to bring your own independent mechanic or inspector. We have nothing to hide.
Excellent Condition

Platinum Sticker

Already passed a formal roadworthy inspection. The vehicle is in exceptional condition and is immediately road-legal. Ready to register and drive away the same day.

Very Good Condition

Gold Sticker

Roadworthy and in very good condition. Will pass a formal roadworthy inspection without issues. A minor cosmetic imperfection or two — nothing mechanical.

Requires Minor Repairs

Green Sticker

Minor repairs may be needed to obtain a roadworthy certificate. The full DEKRA report details exactly what is required. All repairs are disclosed upfront.

Everyone Qualifies

Don't Have the Full Commitment Fee? Our Finance Team Has You Covered.

Our in-house finance requires no credit checks, no ITC clearance, and no bureau inquiries. Blacklisted? Low credit score? We work with you, not against you. Flexible repayment plans from 6 to 48 months with a deposit from just R10,500.

Learn About Finance Apply via Email
No Credit Checks
6–48 Month Terms
From R10,500 Deposit
No ITC Required

Frequently Asked Questions

Is the pre-auction deal legally binding?
Yes. When you pay the commitment fee and sign the proforma invoice, you enter into a legally binding sales agreement with Auction Hub Group, acting as the authorised agent of the financial institution. The vehicle is immediately registered as Presold under your name with the financial institution. All terms are clearly stated in the invoice and agreement document provided to you upfront.
What happens if the financial institution rejects my commitment?
In rare cases, the financial institution that holds the vehicle may decline a pre-auction commitment — for example, if the vehicle's loan account has changed status, if there is an active legal matter on the title, or if the institution has internally mandated the vehicle proceed directly to auction. If your commitment is declined, your full commitment fee is refunded within 3–5 business days, less R102 in administration and bank charges. You will receive a formal written explanation.
Can I inspect the vehicle before paying the commitment fee?
The commitment fee is a prerequisite to accessing and inspecting the vehicle. This is a requirement of the financial institution — the vehicle cannot be removed from the secured lot for inspection without a confirmed commitment. Once your fee is paid and your Buyer Code issued, you have 1 hour 30 minutes for a full test drive and inspection, during which you may bring your own mechanic.
What if I'm not happy after the test drive?
You are fully protected. After the 1.5-hour test drive and inspection you have three options: proceed with the purchase, switch to your nominated alternative vehicle, or cancel the deal entirely. If you cancel, your commitment fee is refunded in full within 3–5 business days — only R102.00 is retained for administration and bank charges. No pressure, no penalties.
Can I change my mind and choose a different vehicle?
Yes. When paying your commitment fee you can nominate an alternative vehicle. If after your test drive and inspection you decide the primary vehicle is not right for you, you may switch to your nominated alternative without losing your commitment. You may also cancel entirely and receive a full refund less the R102 admin and bank charge.
How quickly will I receive my Buyer Code after paying?
Buyer Codes are issued by email once your proof of payment has been reviewed and confirmed with the financial institution. This typically happens within a few hours during business hours. Urgent requests can be escalated by calling us directly.
Are these vehicles stolen or salvaged?
No. All vehicles in our pre-auction inventory are repossessed through a legal, court-supervised process by the financial institution. Each vehicle comes with a clean title, a DEKRA inspection certificate, and a roadworthy certificate. We do not accept stolen or salvage-title vehicles.
Can I buy the vehicle if I live outside South Africa?
Yes. We offer SADC-wide delivery for cross-border buyers. Additional documentation may be required for vehicles crossing international borders. Contact our team to discuss your specific requirements before committing.
What is the 24-hour validity window?
The 24-hour window is the timeframe during which you must pay your commitment fee to secure the vehicle at the pre-auction price. This deadline is set by the financial institution and is non-negotiable — it reflects the time window during which the vehicle can legally be withheld from the auction process. Once the window closes, the vehicle is immediately listed for public auction.
Limited Time — 24-Hour Window

Secure Your Pre-Auction Vehicle Before It Hits the Floor

Once the commitment window closes, the vehicle moves to public auction where you'll compete with hundreds of bidders — and pay a 5–10% buyer's commission on top.

The smart move is to act before the auction. Contact us now.

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